Chicago Bears rookie quarterback Mitchell Trubisky tried on Wednesday to pump the brakes on the continued hysteria surrounding his preseason debut.

“I don’t know what you’re talking about,” Trubisky said of Mitch Mania. “I don’t pay attention to it.”

For the most part, Danny Trevathan JerseysTrubisky said he successfully stayed in the bunker as Chicago reveled in his performance (18-of-25 for 166 yards and one touchdown) last Thursday at Soldier Field.“A couple more people texted me after the game -- family congratulating me,” Trubisky said. “I think it’s just a small step in the right direction. I’ve still got a lot of work to do. I was pleased with how I played, but plenty more mistakes are going on during practice for me that I need to work on and continue to improve in my game and make sure when I go out there that I’m doing my job to help other people do their job.

“I think it just showed me that I’m making progress, Walter Payton Jerseysthat I could go out there and lead and do my job like I wanted to show. But it was just a small sample. It was the first game, and you’ve just got to continue to be consistent in reproducing it. That’s why we’re out here working and practicing.”

Practice is where Trubisky can identify the majority of his flaws. Trubisky had no trouble with the vanilla scheme of Denver's second-string defense last week. But on the practice field, Trubisky often is shown looks he’s never seen before.

“[At practice], Kevin White JerseysI’ve been taking the wrong drop a couple times, Jordan Howard Jerseys[and I’m working on] getting the correct Mike [linebacker call] down so we have it blocked correctly,” Trubisky said. “[I’m working on] just being more efficient. The game was actually pretty clean; it’s more in practice.”

Saturday's game against the Cardinals is an even bigger test for Trubisky, who is expected to play sometime after the Bears pull starter Mike Glennon.

Arizona coach Bruce Arians won’t be bashful about showing stuff in the preseason. Alshon Jeffery JerseysDon’t be surprised to see the Cardinals go after Trubisky, who’s working on blitz recognition in practice but didn’t face much extra pressure in the Broncos game.

穿越“风险” 让资金安然“落地”

中小企业融资难是世界性难题,作为银企纽带的担保公司近年来发展迅速。经过近十年的发展,我省担保公司已经接近600家。担保公司的业务客户经理不断“走俏”,却已是不争的事实。

  如何选定目标客户?如何最大程度上规避风险,为最有还款能力的企业担保?……近日,记者随省会担保业的领军企业石家庄宝德担保公司的客户经理周文艳一起,探访客户企业,感受了担保公司业务经理这一工作鲜为人知的故事。

  每周一半时间“转企业”

  “咱们的产品一般往哪儿销?客户反应怎么样?”近日,记者随周文艳一行来到位于鹿泉的一家铝业公司进行项目调查,在生产车间,她一边仔细查看整个工艺流程,一边询问同行的公司负责人。记者发现,除了对公司一些必要的信息,如经营模式、财务报表、银行流水、公司章程等进行详细核实外,周文艳对一些小细节也非常在意。比如墙上挂着的出勤表、工作日志、职工的精神面貌等,也都详细记录或拍照。

  “小细节最不容易造假,也最能反映企业真实的情况。”周文艳告诉记者,他们的工作职能就是要通过专业的工作,让资金流向最适合的“土壤”,一方面最大程度为担保公司规避风险;另一方面,让更多企业因此得到资金获得发展。

  记者了解到,从接到担保申请,到最后银行放款,最短也要10至15个工作日,为了提高工作效率,周文艳和她的同事们一般都是四五个项目同时进行。其中完成每一个项目,都要经过严格的保前准备、前期调查、二次调查、起草报告、上评审会等多个环节。即便是放款之后,他们也还会定期到企业回访,及时了解经营动态。“加班很正常,每周至少三四天在企业进行调查更是家常便饭。”周文艳说。

  专业精神及风险意识很重要

  因为手握动辄数百万元甚至上千万元的资金担保,周文艳坦言,像他们这些担保经理、风险经理其实每一天都在考察风险、经营风险,即便是工作做得再充分,在双方信息不对称的条件下,也极有可能出现放出的款项无法如期收回的情形。

  “因为专业性比较强,担保行业从业人员的准入门槛相对而言比较高。”河北省融资性担保业协会有关负责人表示,他们一般为金融、会计、财务等经济类相关学科毕业,大专学历以上,专业精神要求最为突出。 

  如果说“专业”是进入此行业的“敲门砖”的话,那么强烈的风险意识则是不打折扣的“护身符”了。据了解,出于各种原因考虑,一些企业最初并不愿意让担保公司了解自身的实际情形,或者会通过种种手段把自己包装得非常好,但实际却并非如此,如果此时担保人员没有足够的风险意识,不能明察秋毫,势必为日后还款埋下隐患。因此,在担保业业内一直盛传这样一句话——“把钱放出去不叫本事,放出去了还能顺利收回来才是真功夫。”

 
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